Aetna Medicare Supplement Plan G
Supplemental Medicare insurance is fairly similar from one insurance company to the next. Some companies have their own lineups of Medicare Supplement plans that stand out, and Aetna has a diverse lineup you might want to check out.
Their Aetna Medicare Supplement Plan G is similar to other Plan G policies, but Aetna does enough to make theirs worth a look for seniors wanting to enroll in a Medicare Supplement plan.
Aetna’s Member Benefits
Enrolling with one insurance company instead of another means that you gain some member perks and that you miss out on some member perks. Each company has its own benefits that they offer to their seniors.
The larger companies, like Aetna, may be able to offer stable pricing. Their financial strength means that they don’t have to scramble to make a profit some years and drastically increase their rates.
You can expect Aetna to offer competitive pricing most of the time and to give you consistent rates from year to year.
Aetna is also able to add some health perks to its plans. It gives its enrollees gym membership at no extra cost, and it provides access to health experts through telehealth services and dieting and exercise programs that help seniors to live well and to get some one-on-one help from health experts.
Aetna will also give its members discounts on some medical services. This is not insurance, as Aetna’s own website will point out to potential members. Instead, this list of discounts helps seniors to pay less for services they might want to take advantage of:
- weight management
- health counseling,
- audiologist visits
- hearing aids
- eyeglasses eye exams
- massage therapy
What discounts and services and perks are available to you from Aetna for being their member will vary based on where you live. Not everyone will have access to all of the same perks. You can talk to a local Aetna health insurance agent to find out what is being offered near you.
Aetna Medicare Plan G
Plan G has standardized coverage, so Aetna does not get to decide which benefits are included and which are not. That is entirely up to Medicare. They have set the medical benefits for Plan G and all of the other Medicare Supplements.
Plan G will cover you for most supplemental expenses, meaning that the majority of the medical care costs that could be covered by a Medicare Supplement plan will be covered by Plan G.
Plan G complements Original Medicare, giving you coverage that expands on what that base, standard healthcare plan gives you. Plan G’s Part A benefits include the annual deductible, the hospitalization co-payments, and the hospice coinsurance costs.
You also get coverage for Medicare Part B, and Plan G covers you for the excess charges for Part B when you go outside of Medicare’s network, and it also covers you for the per-visit copayments. These copays can be $20, $50, or more, and all of the Part B ones are taken care of under Plan G.
With Plan G covering you, you’ll also receive medical benefits for nursing care, for three pints of blood every year, and for the foreign travel exchange costs.
Aetna Medicare Supplement Plan G Rates
Plan G is not always priced affordably and competitively, though Aetna continually does have very low rates. We want to help you find a low price for this plan, and we can do that for you when you take advantage of our FREE rate & plan finder on this website.
We will source rates for you, and these rates come directly from the insurance companies that sell Medicare Supplement plans.
If you want to see how Aetna compares to other health insurance companies for Medicare Supplement prices, then you can use our site.
You will see current rates and be able to make an informed decision about which plan and which company to go with.
You don’t have to pay full price for Medicare Supplements. Some companies offer really low rates, and Aetna may be among those at times. You can use our site and see how they compare to the competition.
Supplemental insurance plans will have changing prices every so often. Most insurance companies will alter their prices every year, increasing them to keep up with the cost of inflation.
That means that if you want to make sure you still have the best price year after year, you will need to come back here and check with us to see what the current prices are.
We can show you what other insurance companies are charging for their Supplement plans, and you can find out for sure if you have the best price on Plan G or not.
Plan G is one of the more expensive Medicare Supplements, though, and that is because it offers some of the best and most complete coverage. Other plans offer similar coverage but may not cost as much.
Plan G can be expensive, but it can also be worth the asking price because of how much it covers you and how much value this plan provides.
Compare Plan G to Your Other Options
As good as Plan G coverage is, you should also compare Plan G to Plan N. It is a great alternative that could easily be more affordable and more economical.
Plan N has similar coverage as well, and when you compare the medical benefits between Plan G and Plan N, you will see only a slight difference. Plan N does not cover the excess charges for Part B that Plan G does, nor does it cover some of the smaller copays for Part B. Everything else is the same between these two Supplement plans, though.
There are some other Medicare Supplement plans that you can consider and that you should compare to Plan G. We want you to consider all of the options you can and look at as many choices as possible.
That way, you can make a smart decision and feel good about the health insurance plan that you have chosen.
Aetna’s Medicare Supplement Plan G is a very popular coverage plan right now, and we think it will continue to be important to seniors in the coming years. Be sure you consider Plan G as you try to find suitable medical coverage for yourself. If you need help or if you have any questions, then don’t hesitate to call us at 1-888-891-0229.
We are happy to help you make the right decision for health insurance and to offer you free resources that you can use over and over again to help find the best healthcare plan for you.