Medigap Plan G
The supplemental health insurance plan Medigap Plan G is made for seniors who have Original Medicare and require even more medical coverage. Plan G
gives them a lot of medical benefits that they wouldn’t be able to enjoy otherwise, offering some of the best coverage of any of the Medicare Supplements (also known as Medigap plans)
Our site has a plan finder that you can use to search for prices on Medigap plans like Plan G and other ones that may be available in your area. Using your zip code, we will source local, accurate prices for you so that you can make an informed choice about your health insurance plan and choose one that is a good fit for you.
Plan G Offers Great Benefits
Not many Medigap plans can offer as much overage as Plan G does. This Supplement is considered very powerful and is a high coverage plan. It takes care of the majority of the supplemental expenses, which are a list of medical expenses that all Medicare Supplement plans (or Medigap plans) draw their coverage from. This list is decided by Medicare, and Medicare determines what the individual Medigap plans will cover for you.
So, what kind of benefits can you get from a Medicare Supplement Plan g policy? Well, you’ll be covered for a lot of expense that are only partially covered by Original Medicare. Original Medicare comes with coverage for Medicare parts A and B, but it leaves copayments, deductibles, coinsurance and more for you to pay. Plan G can cover much of that for you, taking care of all Part A copays and its annual deductible. It also covers Part A’s hospice coinsurance to give you more hospice coverage. Plan G will cover you for some Part B expenses too, like the copays for each visit to the doctor’s office and for other services. It also covers the excess charges you would typically have to pay if you go to a doctor who doesn’t accept Medicare.
Plan G covers expenses not related to parts A and B of Medicare too, like the blood you use for the year. Where Original Medicare covers you for all of the blood used for the year except three points, Plan G will step in and cover the first three pints to give you full coverage.
It does this for nursing care too, covering you for the coinsurance costs to help you enjoy more complete nursing coverage.
Plan G also covers some foreign travel costs, helping you out with the cost of emergency medical transportation outside the United States, covering you for up to 80% of the costs and giving you lifetime coverage of up to $50,000 for this expense.
All of this coverage is set by Medicare and should not be changing for the immediate future. Only Medicare gets to alter the benefits. So, expect Plan G to remain as it is, covering you for all the same expenses, for the foreseeable future.
Plan G’s Cost
The cost of plan G is worth noting if you are in the market for an affordable 
health insurance plan. After all, a coverage plan is only as good as its ability to save you money and give you peace of mind. We know that Plan G is great at covering a lot of expenses from what we just detailed, so the peace of mind is covered for most seniors. The cost of the is plan is worth mentioning, though.
It is priced at about $120 a month, on average. You can find much more expensive version of Plan G than this or much cheaper ones. You may have a few different options for Plan G in your area. You’ll want to source as many quotes from as many insurance companies as you can before you decide on one. You want to ensure that you get the best deal.
There is more to take into consideration than just the cost of Medigap Plan G, though. You may want to consider the kind of member benefits that insurance companies are giving you, as well as the stability of their finances and their reputation for customer service.
If you don’t want to pay hundreds of dollars a month for the same insurance that someone else is getting for close to $100, then you should be using our site to source prices. We will show you a list of results, and that tells you what different insurance companies are charging for Plan G. You can use the site to source prices for other Medigap plans too, and you can compare them this way to find the best deal and ensure you are not being overcharged. You can find a health insurance plan that fits your budget rather than struggle to pay for the coverage that you think you need.
If you need help finding an affordable health insurance plan, and you are not sure if Plan G is right for you or not, then please give us a call. We can answer your questions and assist you in choosing a relevant, suitable health insurance policy.
The Alternatives to Plan G
Is Plan G your only choice for high coverage health insurance? Certainly not. 
There are some other great options for Medigap plans available. Plan F is one of the more popular alternatives, especially if you are in the market for a high coverage plan that leaves little for you to pay for out of pocket.
Plan F gives you all the same coverage as Plan G, with one difference- it will cover the Medicare Part B annual deductible for you. This $198 deductible can be helpful to have covered, but it is not a necessity for many seniors. It may actually be cheaper to pay that expense on you own, from your own pockets, rather than to have Medigap Plan F take care of it for you.
You should also be aware of Plan N and how it can be an economical choice for seniors who want lots of coverage. What does plan N cover you for? It will provide medical benefits that include blood usage, nursing care, hospice care, all Part A copayments, some Part B copayments, Part A’s annual deductible ($1,408) and foreign travel exchange.
You should compare the costs on these plans to that of Plan G and see how affordable your other options are. Plan F tends to be overpriced, and it is not accessible to any seniors who are enrolling in Medicare after January 2020, so you may be limited as to which plans you can enroll in.
If you want to enroll in a Medigap plan of any type, then you can sign up for them at age 65. You can also sign up for them after you turn 65 during the Annual Enrollment period from October 15th until December 7th.
For more information about Medigap Plan G and your other Medigap plan options, please use our site. You’ll get accurate and local pricing formation here, and you can always call us for any questions that you might have. We are able to help you make the right choice and help you understand if Plan G might be right for you.
